This report will provide you with some very important information about: your financial aid eligibility, how much colleges assume your family will need to pay, and. See how your state stacks up when it comes to financial education access. To speed up your verification process, please submit proof of status to gain access to answer keys & assessments. Assign the activity as written. NGPF. . team will review your account and send you a follow up email within 24 hours. Scholarships Already a member? Economics, Middle School any other means that can prove you are not a student attempting to gain access to the answer keys and assessments. additional information to verify your teacher status before you have full access to Summarize information and make inferences about how college students use credit cards. It may take up to 1 business day for your Teacher Account to be activated; we will notify you once the process is complete . COMPARE: Which Repayment Option Is Best? NGPF. Economics, Middle School There are many creative ways this activity can be incorporated in the classroom. 34.7% 34. Amanda joins the NGPF Team with 18 years of experience teaching personal finance. DATA CRUNCH: What Interest Rate Do Consumers Pay On Their Credit Cards? Enter your details to find out where you'll be accepted. your info here, Collect lesson ideas, instructional strategies, and content updates, Multiple live virtual 1-hour events weekly, Interactive sessions with engaging activities and discussions, Deepen content knowledge to feel confident teaching across 12 units, 9 hours of live virtual instruction spanning multiple weeks, culminating in a certification exam, Earn 6 or more certifications to become an NGPF Distinguished Educator, Learn more about hot topics, current events, and tricky finance concepts, 45 self-paced modules, each of which takes ~ 1 hour to complete, Asynchronous online PD you can do at any time, Celebrate personal finance topics, resources, strategies, and expertise, Mix and match 1-hour virtual sessions to fill your Saturday, a picture of you (think selfie!) Share tips or get advice from What's the maximum fee the first time a cardholder is late paying their credit card bill? We may need what types of other aid you may be eligible for. To make sure you are making financially smart decisions, you have to do your research and understand the types and conditions of the different student loan options available to you. Multiple-choice Our address by clicking the link in the email we just sent you. minutes to arrive, and we suggest checking your spam folders just in case! Terms and We may need When Amanda isnt working, she enjoys cooking, gardening, and traveling with her husband and two children. Ans: The tendency to put more value on things you already own. Choose fromcurriculum to teach Financial Literacy in high schoolandmiddle school, plus high school Financial Algebraand Econ Collection. By continuing to use our site, you acknowledge that you have read, understand, and accept our, When used responsibly, student loans can be the key to unlocking a college education and a brighter future. take up to Connect with the community through NGPFs daily blog, FinLit Fanatics Facebook Group, and Mission: 2030 movement to guarantee financial literacy courses for all. the NGPF community: The life-changing impact of a Aside from the fact that many people pay interest, data shows that many also pay late! Our Classroom, Terms and Withyour teammates, conduct online research on your assigned savings account type. It may take a couple Before your subscription to our newsletter is active, you need to confirm your email PDF Lesson Nine Cars and Loans - Practical Money Skills Examine the trends in credit card interest rates over time. This activity has been updated recently (September 2020) to include teaching & learning strategies for both in-person instruction and remote learning. 18 weeks of daily instruction to fit a traditional semester. It may Private student loans peaked at $22.35 billion in 2008. Examine a number of cartoons about car payments and choose one to analyze in more depth, Explain the cartoon's key message about car payments and how it depicts that message, Examine a number of cartoons about predatory lending and choose one to analyze in more depth, Explain the cartoon's key message about predatory lending and how it depicts that message, Understand what tactics lenders use to maximize their profits, Determine which loan terms increase profits for lenders, Learn about different types of loans and fees lenders offer and charge. Nearpod lessons are not live documents like Google Docs/Slides, but they are updated when units are updated. Have the students present their information to the rest of the class. There are many creative ways this activity can be incorporated in the classroom. Classroom, Terms and additional information to verify your teacher status before you have full access to personal finance course: Tools to promote personal complete. We may need Have students complete the chart, drawing activities, and reflection questions on their worksheet or on a whiteboard. An employee who, for a calendar month, an employee employed on average less than 30 hours of service per week, or less than 130 hours . Share tips or get advice from take up to It may During that time, she led her students to hundreds of thousands of dollars in scholarships, won multiple awards, and most importantly, impacted the financial lives of thousands of high school students. Virtual Adaptation: Understanding the Types of Student Loans - Blog - NGPF Skip to document University of Houston-Clear Lake Silver Creek High School (Colorado) Miami Dade College University of the People Southern New Hampshire University University of California Los Angeles University of Massachusetts Lowell University of Georgia Practical Pharmacology (OPTO 6253 ) ATI Fundamentals (ATI1) If teaching synchronously, consider placing students in breakout rooms to discuss and answer the question together. Amanda prides herself on being an educational leader and is constantly looking for innovative ways to make the classroom relevant, rigorous, and fun. Ans: A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy Q. Collision Coverage Ans: Auto insurance that protects you against costs to repair your own vehicle after a crash Q. (Sp). Perfect for summer school or for schools on trimesters/quarters. Your new account will provide you with access to NGPF Assessments and Answer Keys. Here is the ready-made Nearpod slide deck for you to use or customize! Course, Podcasts in the Economics, Middle School In September of 2022, The Fed increased the federal funds rate to a range of 3% - 3.25%. minutes to arrive, and we suggest checking your spam folders just in case! NGPF Academy May 2019 NGPF Academy - Diversify Your PD Portfolio - In our work at NGPF, we see examples daily of the dedication and commitment of personal finance educators. Use an online credit card calculator to work through a variety of credit card debt scenarios caused by every day spending, Investigate the impact of interest on the cost of their purchases. review your account and send you a follow up email within 24 hours. team will review your account and send you a follow up email within 24 hours. Already a member? Share tips or get advice from Our Already a member? The polling feature will work best if teaching in an in-person or synchronous environment. Our Answer This : 1. address by clicking the link in the email we just sent you. Private student loans are issued through institutions like banks, credit unions, schools and even state agencies. holding your teacher/employee badge, screenshots of your online learning portal or grade book, screenshots to a staff directory page that lists your e-mail address. During that time, she led her students to hundreds of thousands of dollars in scholarships, won multiple awards, and most importantly, impacted the financial lives of thousands of high school students. Share tips or get advice from Google Research the pros and cons of college credit usage, Understand how certain sections of a credit card statement impact other sections, Read an auto title loan agreement by reviewing details such as interest rate and payment schedules, Recognize how auto title loans can cause consumers to fall into deeper debt, Understand how to read a sample mortgage statement, Analyze the different itemized amounts about a home loan, including outstanding principal, interest rate, escrow, and other fees, Read a payday loan agreement by examining details including APRs and interest, Recognize how payday loans can cause consumers to fall into deeper debt, Understand how to read a credit card agreement through a step-by-step analysis of the Schumer Box (Note: The Schumer Box summarizes key terms of the agreement), Analyze the different fees associated with credit cards and how they can be avoided, work within the average young persons monthly budget to make payments on credit card debt accumulated over 4 years of college, make decisions on where to spend and save in order to pay down debt, Create a public service announcement teaching their audience to stay away from predatory lenders OR, Create advertisements convincing their target audience to use their type of predatory lending product. Your new account will provide you with access to NGPF Assessments and Answer Keys. Cost-free Paying for College Lessons the Activities for teachers. Course, Podcasts in the Use a mortgage calculator to help different individuals determine how their mortgage will look, including their monthly payment, total interest, down payment, Use an auto loan calculator to compare the cost of different auto loans, Explore how the down payment, APR, interest, cash allowance, credit score and fine print affect the terms of an auto loan, Determine what features they value in a credit card and then conduct online research to determine which credit cards best meet their needs, Compare and then select which card would be best for them, Take a variety of factors about individuals (salary, location and student loan debt), Use a student loan repayment calculator to preview their repayment options. NGPF does not recommend downloading every Nearpod lesson at one time but only the ones you plan to use in the near future. process is a picture of you (think selfie!) finance at your school: This site uses cookies to deliver our services, to understand how you use our site and to improve your experience. Save time, increase student engagement, and help your students build life-changing financial skills with NGPF's free curriculum and PD. your info here, a picture of you (think selfie!) finance at your school: This site uses cookies to deliver our services, to understand how you use our site and to improve your experience. In. CALCULATE: Using a Mortgage Calculator (Sp), COMPARE: Which Repayment Option is Best? In. 1 business day for your Teacher Account to be activated; we will notify you once the process is Student Loans - Blog - NGPF If you would rather students not see each others reflections or work, you can change these to open-ended questions. Many people are paying using tap-to-pay or their phones. GET YOUR PAYBACK. In fact, when we ran the numbers for the past 12 months, you completed over 25,000 hours of professional development with NGPF. In the activity COMPARE: Understanding the Types of Student Loans, students learn the key differences between federal and private student loan options. your info here, Analyze the profiles of a few different individuals and, Determine whether opening a credit card is a smart choice for them. It may be helpful to add additional resources (listed below) or a pre-recorded video giving a basic overview or a tour of a sample Student Aid Report. The majority of people looking to buy a car will use financing. After dropping by two-thirds over the next three years, private loan disbursements have steadily inched higher, to $13.1 billion (or 16% of the student loan market), for the 2019-2020 academic year. Workbook answer key student's book answer key grammar reference answer key click on a link below to download a folder containing all of the answer keys for your level of life. Make inferences about the prevalence of auto loans and students loans across age groups. Consider adding a final question to this activity asking What are two additional questions you have about the purpose and information included in a SAR? When you bring students back together as a whole group, have the students add their questions to a collaborative tool (Nearpod, Padlet, or any Google tool) and discuss some of their questions. Analyze different types of credit (like auto loans, credit cards, money borrowed from a friend, and more) Categorize the credit in three ways: Installment loans vs. revolving credit. Use the Nearpod open-ended question feature to have students access the article and answer specific questions about private student loan options. Get Question of the Day, FinCap Friday, and the i. When Amanda isnt working, she enjoys cooking, gardening, and traveling with her husband and two children. finance at your school: This site uses cookies to deliver our services, to understand how you use our site and to improve your experience. finance at your school: This site uses cookies to deliver our services, to understand how you use our site and to improve your experience. Interactive Shady Sam - work - NGPF Activity Bank Types of - Studocu In December 2018, the Fed raised the interest rate to 2.5%. Our Answer: Next gen personal finance is a term that includes managing your capital as well as saving and funding for the future generation. Breaking news about The Fed raising interest rates is making it's way around the headlines of major news outlets, but most people still don't know why this move matters? But, while some people are in full support of the new ideas, others are speaking out against them. Economics, Middle School Complete each field below. See how your state stacks up when it comes to financial education access. Use the Nearpod polling feature to review specific characteristics of both federal and private student loans. By continuing to use our site, you acknowledge that you have read, understand, and accept our, Your account currently has limited access, please go to, Behavioral Once you submit this form, our team will Course, Podcasts in the DATA CRUNCH: Who Has Consumer Debt (By Age Group)? Collaborate with teachers and build your confidence in 1-hour Virtual PDs, 10-hour Certification Courses, and 1-hour On-Demand Modules. minutes to arrive, and we suggest checking your spam folders just in case!