When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. Some educational institutions use Heartland ECSI to provide tuition payment plans to their students. A sample account number is 01122-12345678912.. Heartland ECSI : r/StudentLoans ECSI This offer is not valid for borrowers who have previously received a bonus from Student Loan Planner. Options for people with loans serviced by Heartland ECSI, For $100k or more. To log in, youll need to have your FSA ID or go through the process to retrieve your username and password. Program restrictions, other terms, and conditions apply. The results of this calculator are only intended as an illustration and are not guaranteed to be accurate. Loan or savings calculators are offered for your own use and the results are based on the information you provide. Learn More. ECSI - service never rests. Additional terms and conditions apply. They have time to financially plan for it. Splash Financial loans are available through arrangements with lending partners. Access Your 1098 Tax Documents. Student Loan Planner will confirm loan eligibility and, upon confirmation of a qualifying refinance, will send via email a $500 e-gift card within 14 business days following the last day of the month in which the qualifying loan was confirmed eligible by Student Loan Planner. You can take advantage of the Auto Pay interest rate reduction by setting up and maintaining active and automatic ACH withdrawal of your loan payment. If the applicant was referred using the referral bonus, they will not receive the bonus provided via the referring party. Our team of writers and editors follows these key guidelines: LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. Customers who are approved for and close a loan will receive the $300-$500 bonus through Splash Financial. Next, youll have to connect an account, which requires account information (often called a Heartland Key), from your lender. If you have federal student loans, you may have one of these loan servicers assigned to your account: If you dont know who your private loan servicer is, you can find out by looking at your credit report. This offer is not valid for borrowers who have previously received a bonus from Student Loan Planner. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 0.15% effective Jan 1, 2021 and may increase after consummation. ECSI Contact Us - ed Like other student loan servicers, Heartland ECSI helps various lenders manage multiple types of student loans. The Better Business Bureau has received a total of 131 complaints about ECSI. In addition, shes written two books about the Pacific Northwest. You can also print copies of your billing statements through your ECSI account online. Heartland ECSI fields questions from borrowers about their loans and helps them through the repayment process. Please help!! How To Get A Student Loan With Bad Credit, How To Select The Best Student Loan Repayment Plan, 5 Legal Ways To Lower Your Student Loan Payment. From the Your School Accounts screen, click the red plus sign located under Connect An Account., If you have your Heartland ECSI key which you can look for on your lenders billing statement enter it under Connect An Account. On this page, ECSI calls the number your Heartland account and notes on its site that your account number can be located in the upper right hand section of all printed and mailed communication and notifications. Heres how to reach Heartland ECSI customer service: If you have an issue with ECSI, start by contacting the servicer. Your Student Loan Servicer - University of California, San Diego This influences which products we write about and where and how the product appears on a page. Your loan servicer will help you apply for the best type of forbearance or deferment, depending on the kind of debt youre repaying and other financial factors. What Should You Do With Your Old FFELP Loans? Previously, she reported on billionaires, investing and fintech for Forbes in New York, and she also covered private markets for PitchBook in Seattle. ECSI Student Loans: What to Know About This Servicer - LendingTree These loans usually dont show up on the National Student Loan Data System summary tables. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Heartland --> ECSI Loans : r/StudentLoans As a loan servicer, Heartland ECSI (Educational Computer Systems, Inc.) acts as a middle man between you (the borrower) and your lender. Since i was transferred even though I was not notified. College Ave: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. You can also get in touch with any of the loan servicer contact centers by calling 1-800-4-FED-AID. When you begin the process of certifying for PSLF, for example, your loans will be transferred from your current servicer to FedLoan. This option makes the most sense if you want to try for loan forgiveness through an income-driven repayment plan. These changes are effective immediately. For multi-party loans, only one party may enroll in Auto Pay. Variable rate loan rates range from 2.50% APR (with autopay) to 7.27% APR (with autopay). For Campus Based Loans or Institutional Loans (e.g. General Loan Information - PAY MY BILL Home - University of Illinois system Student Loan Planner will confirm loan eligibility and, upon confirmation of a qualifying refinance, will send via email a $500 e-gift card within 14 business days following the last day of the month in which the qualifying loan was confirmed eligible by Student Loan Planner. However, if they consolidated, that $100,000 would basically be added to the forgiven balance. If the applicant becomes an ELFI customer, they may participate in the referral bonus by becoming the referring party. A forbearance can help, by temporarily postponing your loan payments for up to 90 days. Box 718 If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. This helps you stay in good standing to avoid default. Does The Government Profit Off Of Student Loans? Eliza Haverstock is a lead writer and spokesperson on NerdWallet's education team, where she focuses on student loan repayment and college alternatives. If Heartland ECSI is your loan servicer, and you think you could be eligible for loan forgiveness, its essential to talk with a representative to make sure youre on track. The Best Student Loan Help for Six Figure Borrowers. Often lenders use payment collection services through a third party. A customer will only be eligible to receive the bonus one time. ECSI email: use the 24/7 online chat tool. Campus Loan Servicer: ECSI. Repaying Your Loans | Student Financial Services | The - WRUV As a loan servicer, Heartland ECSI (Educational Computer Systems, Inc.) acts as a middle man between you (the borrower) and your lender. At The College Investor, we want to help you navigate your finances. For Federal Direct Stafford Loans, . The name of the company sending you a federal loan bill every month is your servicer. Youll need your account number to finish setting up your profile. ECSI student loans is a catch-all term for federal, private and other types of education debt thats managed by loan servicing company Heartland ECSI. The variable interest rate is calculated based on the 3-Month CME Term SOFR index plus the applicable margin percentage less any applicable discounts. If you choose to complete an application, we will conduct a hard credit pull, which may affect your credit score. Heartland ECSI will give you options for deferment while youre in school, and for repayment plans once youve graduated from or left a program. It also works with private loan providers to offer collection management services. I had to pay the month I was in transfer for so I was responsible for that and then the current month. They used to service loans of mine. This may impact how and where offers appear on the site (such as the order). The only way to avoid this is to set up an automatic payment option. For the $1,000 bonus associated with refinancing at least $100,000, $500 of the bonus is provided by Student Loan Planner via Giftly, which can be redeemed as a deposit to your bank account or PayPal account. Earnest loans are originated by Earnest Operations LLC. Consolidating or refinancing isnt always the best or most economical option for student loans. The fixed interest rate is set at the time of application and does not change during the life of the loan unless you are no longer eligible for one or more discounts. THIS IS AN ADVERTISEMENT. Once your account is created, you'll be logged-in to this account. To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelors degree or higher from an approved post-secondary institution. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. For Ascent Terms and Conditions please visit: www.AscentFunding.com/Ts&Cs. What Is Heartland ECSI and Their Work with Student Loans? 1 Lowest rates shown include an auto debit discount. ECSI Student Loan Servicing | Student Debt Warriors (3)This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (APR): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. She launched her journalism career with The Associated Press and later worked for The (Riverside) Press-Enterprise, The Seattle Times, PCC Community Markets and Allrecipes.com. Bonus cannot be issued to residents in KY, MA, or MI. Also, 45 BBB reviews gave the servicer a one-star rating. This might happen if a servicers contract expires and is not renewed, for example. Student Debt Relief does not include all student loan companies or all types of offers available in the marketplace. Amongst the claims, borrowers allege that Navient misguided them in their repayment options and failed to help them apply for loan forgiveness. Great question. The bonus amount will depend on the total loan amount disbursed. Their services include borrower support, billing statement generation, payment processing, due diligence, accounting, reporting and automated collection agency placement. Read our. Now, they would end up paying about 40 percent of the forgiven amount because of the tax bomb that comes at the end of income-based loan forgiveness. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. They are unclear about your account status, their website never matches their paper statements, and they make it impossible to pay online. But applying for financial aid for immigrants can be challenging. As non-direct federal loans, LDS and HPSL loans arent eligible for any loan forgiveness or repayment programs on their own. If you paid qualifying education expenses in the previous tax year, Heartland ECSI will send you the appropriate tax forms.