The workforce and the self-employed pay for social insurance and social security, and this amount contributes to primary healthcare insurance. They are famous the world over for diving because of the biodiverse, rocky reefs, plentiful hidden caves, and abundant marine life. Up to 60 per night, max 5 nights per treatment. Themain state emergency department is located intheMater Dei Hospital. Thedoctors can be found notonly inpublic or private facilities but also inpharmacies. Rent aproperty for5 years for16,000 per year or buy one for700,000. To learn more about this cover, download our free medical evacuation guide or contact our experts for more information. Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. Investors spouses, children up to29 years old and parents or grandparents over 55 can also get Malta citizenship. Blue Cross Blue Shield Global is a brand owned by Blue Cross and Blue Shield Association. Pacific Prime Insurance Brokers Limited (PPIB). To confirm the cover, your insurance company would require all the necessary documentation from your doctor at least five days before the treatment is received, especially if it requires in-patient or day-patient cases. The Bupa Malta International Plans offer fast access to treatment overseas and participating hospitals in Malta where eligible customary and reasonable in-patient costs are paid directly by Bupa Malta. Thequality ofthecountrys healthcare is ofahigh standard. Our flagship product, the Laferla International Gold Plan, is a superior international health insurance plan offering you unmatched benefits and worldwide coverage. WebThere is no specific state healthcare system in Malta, and depending on your reason for staying, expats must be insured either through the basic public insurance system, Notice that insurance is required once apatients condition has been brought undercontrol. The minimum WebMaltas public healthcare system is funded via taxes and caters to all types of therapies such as hospitalization, surgeries, pregnancy, labor, and recuperation. Malta has both a free at the point of delivery healthcare system known as the government healthcare service as well as a number of private healthcare facilities. No. You will find the key information to prepare for a safe trip, medical tourism or relocation to Malta in this article. Life insurance is a complete different topic which is detailed on another page. You can also choose to purchase repatriation cover for a small additional charge. Anyone who lives in Malta is entitled to access and use the countrys public healthcare system. Choose the healthcare plan you need today and join thousands of Now Health International members living overseas with the peace of mind that all their medical needs and costs are covered. Bupa is an independent licensee of Blue Cross and Blue Shield Association. For expats, it is best to go for international health insurance rather than a local health plan. WebMalta offers free access to medical facilities to all EU citizens on presentation of a valid European Health Insurance Card (EHIC). Bupa Global is not licensed by Blue Cross and Blue Shield Association to sell Bupa Global/Blue Cross Blue Shield Global co-branded products in Argentina, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. Copyright 2023 Eligible in-patient treatment costs are paid direct by Bupa Malta. Tailored Malta medical insurance plans and quotes available. Just like any other insurance it does give peace of mind and gives one flexible choices, whether its for your yourself, your family, your employees, a Malta expat, etc. However, most of the doctors employed in the private medical care system also function as general practitioners in government hospitals and clinics. Direct access to private doctors and specialists, without the need for a GP referral, Health care that can travel with you, the same level of cover whether youre at home or abroad on some plans, Choose where you are treated, access to leading facilities worldwide, including Cromwell Hospital and Londons Harley Street on some plans. Several other hospitals provide secondary and tertiary care throughout the nation. Our online guide tells you everything you need to know and prepare for as an expat moving abroad. Thelast one allows foreigners toapply forapassport after1 or 3 years ofholding aMaltese residence permit. The plan covers outpatient benefits which include cover for GP charges, prescribed drugs, specialist consultation fees, alternative therapy, diagnostic procedures and emergency dental care. Themain specialised hospital foroncology is Sir Anthony Mamo Oncology Centre, which is physically and organisationally interconnected toMater Dei Hospital. Day-to-day care covered up to 18,750 per year; Health screening and wellness checks included after 10 months; Treatment for or relating to Gender Dysphoria included; Accident related dental treatment covered immediately, routine and major restorative dental after 6 months; Day-to-day care covered up to 50,000 per year; Accident-related dental treatment covered immediately, routine and major restorative dental after 6 months; Maternity and childbirth covered after first 10 months; Two children under 10 per paying parent included at no extra cost, subject to underwriting, A dedicated Service Relationship Manager will take care of the paperwork and manage your claims, speak to the consultants, and offer round the clock support for every aspect of your health, Genetic screenings for cancer to help safeguard your wellbeing, Recovery from serious illnesses in medically prescribed health resorts, Thorough well-being checks to protect your future health, Cover for up to two children under 16 at no extra cost, subject to underwriting, plus an extensive maternity package after the first 10 months. Click on Malta Life Insurance to go to this page! In terms of infrastructure, it has one of the most significant facilities in Europe. My rare condition was completely unexpected and it was distressing to discover this while I was pregnant. Cosmetic surgery. Contact Pacific Prime today to secure the best insurance solution with the help of consultants that can provide impartial advice and support. Foreign expats and travelers have to secure private health insurance. Surgery is performed both inpublic and private hospitals. Insurance inMalta: what policies are available forresidents and nonresidents, Maltese real estate taxes onpurchase, ownership and sale, Healthcare inMalta: free and paid treatment, insurance, and cost, Please confirm subscription and get the first later soon, Sign up for the weekly digest and receive the best offers, Get second citizenship or residence fast and efficient, Sign up for emails on new Golden Visa & Citizenship by investment articles. Self-employed. If employed workers inMalta earn 910+ ayear, but work less than 8 hours aweek, they are also considered self-occupied. Due to security reasons we are not able to show or modify cookies from other domains. Toreceive treatment, Australian citizens must provide their countrys passport and Medicare card. We know how important it is to have a good health insurance coverage in Malta. Some Maltese residents who are entitled to public healthcare choose to purchase additional private health insurance on top of the basic state healthcare coverage to ensure that they are fully covered for a wider range of services, shorter waiting times, and a higher standard of care than that typically available from government hospitals and clinics. 204A, Vincenti Buildings, Old Bakery Street, Valletta VLT 1453. Due to sufficient governmental funding, citizens and EU nationals get treatment in state hospitals for free. Bupa Global DAC, trading as Bupa Global, is a designated activity company limited by shares registered in Ireland under company number 623889 and having its registered office at Second Floor, 10 Pembroke Place, Ballsbridge, Dublin 4, DO4 V1W6. It is apopular option among both Maltese and foreign residents, because getting an appointment inprivate clinics is usually quicker than inpublic hospitals. It is divided intopublic and private sectors. As long as youre a legal resident, you have access to lifelong healthcare services in Malta. This cookie is set when the customer first lands on a page with the Hotjar script. Malta provides all types ofhigh-quality healthcare ataffordable prices fromgeneral practitioners consultations tocancer treatment. It does not store any personal data. Under the International Silver Plan, you may choose to be covered for In-Patient and Day-Care Treatment only, or choose the Comprehensive Option which also includes Out-Patient Treatment cover. This is a more comprehensive plan as it offers a full refund of fair and reasonable fees for in-patient and day-patient treatment in participating hospitals and clinics in Malta. If UK nationals stay inMalta longer than one month, they must obtain aReciprocal Health Care Certificate. Public hospitals also provide secondary and tertiary care whenever needed. Taxes and contributions they pay fund thepublic healthcare system inMalta. It is advisable to consult with a local Malta representative or the Embassy of Malta should you have any doubts before you depart on your journey. If you are planning to move or travel to Malta, you may have questions regarding how their healthcare system works, as well as whether internationalhealth insurance in Malta is needed. Therefore, if you have done your health insurance cover and need to make a claim there is a procedure to follow, so before confirming any treatment, it is best to speak to your health insurance company to make sure that your treatments is covered under your policy. However, one of the best decisions travelers and expats can make is to consult an experienced insurance broker like Pacific Prime. Theinvestors must fulfil several investment conditions: Malta citizenship can be obtained byregistration, ordinary naturalisation or naturalisation forexceptional services bydirect investment. Malta has an advanced level ofhighly specialised medical care inboth public and private facilities. These consultations usually apply tominor ailments: ageneral practitioner can prescribe medication or write areferral toahospital. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); GoSecure Ltd (enrolment no. Global citizens relocate to Malta for a variety of reasons, including for employment purposes or because a Mediterranean retirement is appealing for a variety of reasons! Foreigners must also purchase health insurance foreach family member intheapplication. To apply for your residency permit, you need to go to the: Department for Citizenship and Expatriates Affairs. We believe that a health insurance is also an important option in Malta. These benefits can be added to one of the plans above and consist of Repatriation cover and preventive treatment package. It is best to schedule an appointment before visiting a pharmacy. Private insurance is necessary forthird-country travellers and applicants for, Foreigners access free medical treatment inMalta byobtaining. Self-occupied. Before buying a health plan from your health insurance company, you will be given different covers and they will lead you to decide which option would be best for you. Due toaReciprocal Health Care Agreement withMalta, theBritish have thesame advantage as Australians, but within one month ofstay. Private healthcare is funded byprivate insurance or paid forbythepatients themselves. Citizens fromtheEU or Schengen Area state, theUK, or Australia are eligible for, Malta citizenship bynaturalisation forexceptional services bydirect investment, Malta citizenship forexceptional services bydirect investment, Thequality ofthecountrys healthcare, foreigners must purchase health insurance, Prices depend onthehospital and thechosen medical service. Citizens of these countries who are visiting the Islands for no longer than one month are entitled to free public medical and hospital care in both Malta and Gozo. Could living in Malta be your cup of tea? Operating theatres atprivate clinics are equipped withthelatest technology and provide awide range ofsurgical procedures fromminor surgery tocomplex major interventions. Analytics cookies help us understand how our visitors interact with the website. Which is the best health insurance in Malta is always subjective. A health insurance policy a different type of cover than a life insurance. Inthis case, they will get access tothewhole range ofmedical treatment, notonly essential care. The problem most people experience is not knowing where to start or even who to trust. Among them are: Prices onprivate insurance plans depend onthenumber ofservices included and theage and chronic diseases oftheinsured. You may still be able to access public health facilities outside of these circumstances but will have to pay 100% of your medical costs in order to do so. When applying for a students visa or a work permit in Malta you will be asked to provide health insurance. If you want cover for everyday health expenses as well as serious conditions within Europe only. Locally compliant medical insurance plans for those planning to retire, travel, or work in Malta. Around 1 in 5 of all residents of Malta are expats. It is better toclarify thedetails about theselected facility byphone. It has over 1,000 beds, an intensive care unit, asurgical unit, and arecovery centre. Most, Yes, foreigners can visit hospitals inMalta forafee or afterpurchasing medical insurance. This will give you peace of mind knowing that medical costs will be covered quickly and efficiently in case of an accident or illness for yourself and your family while traveling to Malta. See instructions, Explained how the healthcare system works in Malta, Malta residency and citizenship forinvestors. You are free to opt out any time or opt in for other cookies to get a better experience. The cookies collect this data and are reported anonymously. For a detailed Insurance Product Information, click on the below links This facility is for everyone physically present in the country (visitors as well as residents) without health insurance. Details In case of any untoward incident or an emergency that requires immediate medical attention, you can call an ambulance as soon as possible. Terms and Conditions | Cookie Policy | Anti-Spam PolicyPacific Prime International | unit 3 , 35th Floor, One Hung To Road, Kwun Tong, Hong Kong. You can also ensure access to top-notch healthcare throughout your stay here by purchasing international health insurance from a leading insurance company. general practitioner consultation from15 to30; general practitioners home visit from30; family doctor online consultation around 25; specialised doctors consultation from30 to80; laser eye correction from1,800 to3,100; teeth whitening from250 to465; ageneral ward bed around 260 per day; ahigh dependency care bed around 490 per day; an intensive care bed around 930 per day. However from the initial diagnosis all the way through to my kidney transplant, the team were nothing but supportive and ensured I could access the best care when I needed it most. Foreigners can obtain aMalta residence permit byinvestment, starting abusiness, marriage, family reunification, employment or forstudying. XBX 1111 Malta. There are eight medical centres which deliver government-sponsored primary healthcare. You can check these in your browser security settings. Europe Plan Immigrant Invest is a licensed agent for government programs in the European Union and the Caribbean. We use cookies to make sure the website can function, to measure traffic and to support the marketing of our services. C6393. We also use different external services like Google Webfonts, Google Maps, and external Video providers. Alot ofpatients opt forprivate healthcare toreduce thewaiting time, choose aparticular specialist, or get access toaspecific treatment. Take note: Residency permit applications can only be submitted in Valletta. Check thewebsites oftheleading health insurance providers inMalta tofind detailed information about their medical plans. UK travellers. Our more comprehensive healthcare plans offer you cover for outpatient care, dental treatment, and maternity care if required, while we also offer SimpleCare plans tha covers urgent and emergency treatment only. There are also highly-rated clinics which specialise only inplastic surgery. We do not recommend specific products and we can only offer you the products of the insurer we represent. The management of any long term medical conditions are generally not covered, For full details about our benefits please refer to the Table of Benefits, Abate Rigord Street, Ta Xbiex, Click to enable/disable Google reCaptcha. International Plan. Most expenses can be fully or partially covered byprivate insurance policies. 6. Advertisement cookies help us provide our visitors with personalised ads and marketing campaigns. This term refers topeople who are notemployed and earn money fromtrade or skill. This cookie is set to let Hotjar know whether that visitor is included in the sample which is used to generate Heatmaps, Funnels, Recordings, etc. This expat guide to Malta provides you with a road map to working in one of the world's oldest and vibrant cities. Alternatively, tourists can buy private healthcare insurance tocompensate formedical treatment. Click to enable/disable essential site cookies. Bupa Malta offers a range of domestic plans with Private Clinic or Hospital coverage and International plans with worldwide coverage except U.S. & Canada.